It depends on the area. That is high for where I live. The seller has to pay 6% to the realtors, but the costs for the buyer varies a lot. Also, you can ask fo

It depends on the area. That is high for where I live. The seller has to pay 6% to the realtors, but the costs for the buyer varies a lot. Also, you can ask for the seller to cover a lot of your closing costs. Even if they take that money from the price of the home (and it goes up or doesn't come down as much), you get more money towards your down payment. Try to have as large of a down payment as possible.