> I started putting some money away each month To be honest, the positive of your story is less Vanguard, more this. You probably benefited more from old-fash

> I started putting some money away each month To be honest, the positive of your story is less Vanguard, more this. You probably benefited more from old-fashioned compounding than Vanguard itself. Too many people, sadly, don't put some money away each month. They spend, and then they spend some more on credit, spending beyond their means. Yes, of course, there will always be people who genuinely live paycheck to paycheck due to whatever reason. But for people with a stable, reasonably well-paid job, its almost criminal not to put some money away each month.