That is the dollars spent for insurance plans. Those dollars then reappear in the product spending figures, less some amount of overhead and margin for insuranc

That is the dollars spent for insurance plans. Those dollars then reappear in the product spending figures, less some amount of overhead and margin for insurance. Those additional data you provided don't say anything more about exactly what that is, nor do they imply the total overhead and margin of health insurance is $1.5T.