These deals are a joke and unattainable to the vast majority of people in the post-covid economy. paying $12k down on a $400k house with a fixed 6.48% rate mea

These deals are a joke and unattainable to the vast majority of people in the post-covid economy. paying $12k down on a $400k house with a fixed 6.48% rate means your monthly payment is almost $3k per month, and you'll pay more than the house is worth in interest alone. Not to mention if you only have $12k to put down you're _probably_ not in a position to pay $3k a month.