4 ms·
In theory, yes. In practice typical insurance requirements are already far below realistic modern-day damages possible from vehicular collisions, and people sti
by scottbez1 1y ago
In theory, yes. In practice typical insurance requirements are already far below realistic modern-day damages possible from vehicular collisions, and people still routinely drive without even that minimal insurance.
Without better mechanisms to actually meaningfully enforce insurance requirements, changes to those requirements are unlikely to be effective.
The elephant in the room in the US is that although driving is a (very dangerous and extremely socially-costly) privilege, any attempts to hold drivers accountable and take away that privilege from repeat offenders is treated as a rights violation, so instead we just accept many deaths of innocent people from repeat DUI and speeders.
- lokar 1y agoYeah, required liability coverage needs to go way up.
- _bin_ 1y agoNo, draconian punishment of uninsured drivers should go way up. I am already paying a lot of money to compensate for them; I shouldn't pay more. Auto insurance is extremely expensive already.
- lokar 1y agoSerious accidents routinely exceed the minimum coverage. I carry extra insurance for myself for that situation. Why should I have to do that?
- _bin_ 1y agoMy point is the overall cost of any level of insurance is way higher than it should be because of uninsured drivers. Maybe, if we solved that, everybody should be able to afford a higher level of coverage to better account for serious accidents.
- lokar 1y agoYou could require new cars to take some kind of electric proof of insurance (and license) to operate :)
- fallingknife 1y agoUnfortunately the main effect of this would most likely be a massive increase in the percentage of drivers who are uninsured.
- dzhiurgis 1y agoJust put it in yearly registration fee, like most modern countries do. The profits stay within the government, fees can be easily adjusted to inflation and is enforced onto everyone thus reducing the headache for drivers and cops.
- SoftTalker 1y agoThen you'll have people not registering their cars. Which already happens a lot. They steal a plate or renewal sticker from another car or just drive with it expired.
- dzhiurgis 1y agoAny cop car with LPR would instantly stop and ticket them tho. When you say a lot, by how much really? I suspect it's tiny.
- SoftTalker 1y agoMaybe. I see cars driving around without any visible plates at all sometimes, and they don't seem to get pulled over. Traffic violations seem to be the lowest priority for cops the past few years. I think if you're the sort of person who would drive with a suspended license you would also drive with expired plates and no insurance.