4 ms·
Ask HN: What online payment platform do you use in Europe?
With the high concentration of countries in Europe, the mix of online payment laws between the countries make it difficult for one system for satisfy all of them.
In a US where a large population is covered under the one umbrella, it is much simpler to go with somebody like Stripe.
So the question, what solutions are available for a Startup to consider when setting up in Europe?
- MattBearman 14y agoI've recently switched BugMuncher from PayPal to Saasy (http://saasy.com/ http://saasy.com/) so far it's been awesome. You don't need a merchant account, integration was far easier than PayPal, good tech support, and a bit cheaper on fees. Highly recommend them.
- Geee 14y agoEach country in Europe has their own systems, which are provided by the local banks. Pretty much every bank has their own solution and you have to integrate with that. If that sounds crazy, you'd better go with PayPal as long as Stripe is US only. However, payments through the bank systems are usually preferred over card payments.
- Gring 14y agoI work at a popular niche retailer in Europe. We use saferpay.com for all our credit card needs around the globe. Keep in mind that people from certain countries prefer additional solutions. Talk to your customers and they will tell you which payment options besides credit cards they wish to use. In contrast to others, we've got a good relationship with Paypal as well, but we don't use them for normal credit cards because they ask too much. Expect to interface with more than one payment platform down the road, because there is not one platform that does everything. But starting with credit cards only and Saferpay is a good first choice.
- saurik 14y agoPayPal seems to handle European customers very well, and happens to be cheaper than Stripe.
- deleted 14y ago[deleted]
- jamesjguthrie 14y agoI use PayPal for invoicing clients.
- ht_th 14y agoIf you're planning to get big in the Netherlands, don't forget iDeal ( http://www.ideal.nl/?s=&lang=eng-GB http://www.ideal.nl/?s=&lang=eng-GB ).
- Yaa101 14y agoIdeal is a debit payment system brought by the dutch banks, most online payment handlers the service dutch clients offer to handle that system too.
- Yaa101 14y agoOgone is reliable and non puritan, they operate from Belgium. Buckaroo is a dutch online payment system. Further, the rules in Europe for selling stuff is not that diverse, for instance you need to collect VAT and pay that to your countries' tax department because all the countries have a treaty for that. Stay away from PalPal, they are a US company that plays political games, freeze your account if they can find anything on you that they don't like. They also have corrupt, arrogant and hypocitical puritan issues.
- adam-_- 14y agohttps://gocardless.com https://gocardless.com looks quite nice but unfortunately it's UK only at the moment.
- yitchelle 14y agoThis looks good, but, as you said, on UK.