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Maybe then ban giving them out for anyone under age of 25. Absolute total ban. Start solving the problem today. Anyone currently taking loans do not get any mor
by Ekaros 2y ago
Maybe then ban giving them out for anyone under age of 25. Absolute total ban. Start solving the problem today. Anyone currently taking loans do not get any more of them until age of 25.
Seems like most reasonable first step to take.
- toomuchtodo 2y agoRequires Congress to act, which will not occur in its current configuration. If what is reasonable is impossible, it's only a thought experiment. Can consider trying again after midterms in 2026, depending on outcome.
- piva00 2y agoUnreasonable if there are no alternatives to achieve higher education. You start solving the problem by cutting potential opportunities without no replacement scheme for it, only creating bigger problems. There's no easy solution to this, it's structural, it's systemic, the model the USA uses for higher-ed funding is structurally unsound and unsustainable. Replacement the model can only be done through a measured policy change but I don't see much of that coming from the US in the past 10-15 years, it's mostly flailing around with no clear vision for what it wants to be in the future, just an everlasting chase for GDP growth no matter how, at some point this narrow objective comes crashing down.
- hayst4ck 2y agoA social movement where everyone decides not to pay any form of debt has a higher chance of success than getting congress to act, especially act in the interest of people rather than the interest of bankers, corporations, or oligarchs. We don't make people take out loans for K-12. Education is an investment. It should be funded, just not in a way that is so rife with conflicts of interest. Everyone benefits from an educated society except priests and other kinds of authoritarians.