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A debit card is ripe for fraud risk
by jncfhnb 2y ago
A debit card is ripe for fraud risk
- LinuxBender 2y agoI've only had one incident of someone trying to defraud me using my card in the last few decades and the card vendor instantly blocked it and texted me. I am obviously only one person but I have been careful where I use that card. If I suspect anything I just report it stolen and get another one. That only takes a few minutes at the bank. With exception to Amazon I only use it in places that everyone knows me and I know everyone. Most of the time I use cash, especially if buying anything the government may wish to track. I will never tie my fondle-slab to a financial institution. To many entities have access to it.
- ty6853 2y agoThe counterpoint is this happened to me once. When I reported the fraud, the bank accused my wife of being unfaithful to me in another state and accused me of bank fraud for reporting the fraud, then they closed my checking account and denied the claim. I probably could have taken them to small claims court but I ended up paying the amount as I was moving cross country to a different court jurisdiction so I wouldn't have defaulted in a suite and I didn't want to be blacklisted from banking.
- ty6853 2y agoWhich is why I keep a burner bank account for debit transactions, have fun racking up felonies for a couple hundred bucks.
- jncfhnb 2y agoIf that system works for you, great. I don’t think I want a burner bank account lol.