I don't use Zelle (or Venmo). One can have a decent life without these services :-) If I need to send money direct, I use ACH. Yes, it takes a few days. And ye

I don't use Zelle (or Venmo). One can have a decent life without these services :-) If I need to send money direct, I use ACH. Yes, it takes a few days. And yes, that's fine.