Would I make a bank decision based on interest rates now? Not at all. However, there was a time pre-2008 where one could get 2-3% with ING direct compared to l

Would I make a bank decision based on interest rates now? Not at all. However, there was a time pre-2008 where one could get 2-3% with ING direct compared to less than 50bps elsewhere. Since Bancorp's rate estimates are above, and Simple must be taking some spread - I'm curious if you would share rates at Simple.