Yeah, like Enron or Lehman Brothers or General Motors. The point is that betting on your employer is a bad idea when it comes to insurance products and especia

Yeah, like Enron or Lehman Brothers or General Motors. The point is that betting on your employer is a bad idea when it comes to insurance products and especially annuities. If you want your kids to have financial support if you die, you owe it to them to buy policies from more than one conservative insurance company. The whole point of insurance is to defray risk, not get a handsome payout.