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Bank Simple vs. ING Direct
- brennannovak 14y agoNice comparison- and having been an ING Direct customer since 2004 immediately thought about Simple "Oh, it's a more pretty interfaced ING, with waaaaay less functionality"
- SparksZilla 14y agoThanks! That's basically what it is, but I think ING should definitely be worried about what Simple is doing. If they steadily add features, ING could be in trouble.
- dfc 14y agoYou can use a username on ING. Its called "Saver ID." See it listed right next to customer number on the login page?
- SparksZilla 14y agoI guess I 'kind of' knew that, but always figured it was going to take more work to set one up. That's me just being plain lazy and not ING's fault. Thanks for pointing this out.
- deleted 14y ago[deleted]
- jln25 14y agoWhat about rates? ING Direct USA: Savings: 0.30% APY Checking: 0.90% APY Simple (via Bancorp) Savings: 0.30% APY Checking: 0.01% APY Also, due to the acquisition of ING Direct USA by Capital One, the ING Direct logo and branding will expire in February, 2013. I bet we'll see new a UI/UX soon.
- SparksZilla 14y agoAwesome points. I've noticed the Capital One logo at the bottom of the ING Direct page, so I hope you're right re: new UI/UX. As for rates, does your checking account's interest rate ever really help you make a decision? Personally it doesn't, but would be curious to hear what others have to say.
- jln25 14y agoWould I make a bank decision based on interest rates now? Not at all. However, there was a time pre-2008 where one could get 2-3% with ING direct compared to less than 50bps elsewhere. Since Bancorp's rate estimates are above, and Simple must be taking some spread - I'm curious if you would share rates at Simple.
- SparksZilla 14y agoRates are the same as the estimate right now.