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It's optional if you want "add to wallet button". That's not related to ability to create own app - on both ios and Android you can access NFC hardware directl
by dzikimarian 2y ago
It's optional if you want "add to wallet button".
That's not related to ability to create own app - on both ios and Android you can access NFC hardware directly (on iOS it's limited geographically), and send card data as you see fit - Google & Apple do nothing in such case.