I don't understand arguments against UBI that rest on people not working anymore if they get UBI. A society where UBI is possible surely has to be one where hum

I don't understand arguments against UBI that rest on people not working anymore if they get UBI. A society where UBI is possible surely has to be one where humans no longer have to work. Otherwise it's impossible to finance. I've never seen any explanation for how it's going to be financed that passes even the most rudimentary fact check. There is not enough existing money to pay for it, and if we create new money it will lose value. As long as necessities are valuable, meaning people actually have to work to make them, we can't pretend that they're worthless by covering their costs with a UBI. I see no way around that. Before we reach the stage where necessities are free, UBI seems to result in taking thousands from people in need in order to give twenties to everyone including FAANG-programmers and lawyers. I'd rather see the ones in need get thousands and actually survive.