Extremely overrated article. It is who don't prepare for the hard times ahead that are the ones who are morally bankrupt. The ones who do are just responsible c

Extremely overrated article. It is who don't prepare for the hard times ahead that are the ones who are morally bankrupt. The ones who do are just responsible citizens. Granted, the super rich do have a moral obligation to make strategic investments to the increase quality of life for everyone, but this is quite secondary to having self-responsibility.