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Generally what you're describing is in countries that don't have widespread adoption of NFC payments. In Europe almost every country has standardised NFC paymen
by argsnd 1y ago
Generally what you're describing is in countries that don't have widespread adoption of NFC payments. In Europe almost every country has standardised NFC payments so Apple/Google Pay is the most frictionless option for users.
- palata 1y agoSwitzerland (which is not a country that doesn't know how to do banking :-) ) uses Twint (a Swiss app) with QR codes instead of NFC. To me it's better than NFC (it works with printed QR codes, e.g. on parking payment machines). I don't know anyone in Switzerland using Apple/Google Pay, which IMO is a national success.
- argsnd 1y agoSwitzerland is very backwards on retail banking actually. For example money transfers between bank accounts cost money, aren't instant, and can't be done on weekends.