4 ms·
Reverse class action isn't a thing, there's no way to sue thousands of people all at once, so they'd have to bring their suit against every individual who did i
by connicpu 2y ago
Reverse class action isn't a thing, there's no way to sue thousands of people all at once, so they'd have to bring their suit against every individual who did it. Costs would be guaranteed to be much higher than any possible recovery.
- baby_souffle 2y agoWhy would they sue? Just send it to collections and let them sort it out?
- notpushkin 2y agoGood luck finding Asfghjs Fghdjsk using only his email address, fdsfgsd@tempemail.test.
- throwaway48476 2y agoThey use the billing address. KYC makes it easy.
- pizzaplatinum 2y agoGood luck finding Zyyzzyzx Balleyhew whose address on the temporary card is registered at PO Box 42069, Utqiagvik, AK
- lukan 2y agoAnd you can just get a card with a fake adress?
- hnuser123456 2y agohttps://support.google.com/googlepay/answer/11234179?hl=en&co=GENIE.Platform%3DAndroid https://support.google.com/googlepay/answer/11234179?hl=en&c...
- ceejayoz 2y agoThose don’t have a fake address. You still have to put the right name and billing to pass verification. A prepaid Visa/MC/Amex gift card might work, but those are easily blockable. I’d expect Adobe to do so.
- notpushkin 2y agoI mean, that’s one way of getting users to pirate your software and hate you at the same time.
- notpushkin 2y agoNo, but you can type in any fake address in your zipcode. (Or – if your card is from outside US – you can type in a completely random address and generally it will work.)
- MrDrMcCoy 1y agoNo need. You can use services like privacy.com, whose generated cards will accept any address. Just pick a random valid one that you aren't connected to. Picking the address of a public park or library in another city can appease address verification checks.
- fasd1412 1y agoPayment don't really check if address matches, they don't even check if account name matches with credit card name.
- jrockway 2y agoCollections rarely does anything. I mean they will nag you, but you ask them to only contact you in writing, and it basically goes away. The collection agency could sue you, but it's rare. It involves putting together a realistic case (we are sure this person signed this contract and owes us $X) and that is expensive. The billing your credit card 50% is a "well we tried" type thing. They're happy if it works out, but not unhappy if it doesn't.
- nrb 2y agoIn the US, a collection on your credit report can tank your FICO score by more than 100 points, affecting your ability to borrow at the best rate, rent a home, or get certain jobs. This would be a very risky move if the purchase was made in such a way that you are personally liable.
- askonomm 2y agoAnd in Europe collection means all of your bank accounts get frozen and in some countries they even have the power to direct your salary from your employer straight to them until the debt is paid. You definitely don't want to end up in this situation.
- h2zizzle 2y agoDepending on who you're talking to, none of those are realistic prospects anyway. Your borrowing rate will be crap, no matter what, because of your age/credit history/place of residence/skin color (and, if you really need funding, you turn to the BNPL shadow lenders or GFM); you will never earn enough to rent an entire home, or an apartment with a corporate landlord; none of those jobs will ever even look at your resume. We are reaching a critical mass of people who have no buy-in to these structures because they've been previously cut out.
- willcipriano 1y agoI've never heard of someone without your social security number having the ability to do anything to your credit.