2 ms·
I’m not sure the target date funds are worth the management fees but I know people who use them because they are theoretically fire and forget. If you’re more a
by ghaff 2y ago
I’m not sure the target date funds are worth the management fees but I know people who use them because they are theoretically fire and forget. If you’re more active you can and should absolutely slowly move out of equities into more bonds and money market. (And can have managed IRAs based on age and risk profile as well.)
- SketchySeaBeast 2y agoAren't the management fees still very small, especially when compared to other retirement vehicles?
- ghaff 2y agoIt depends on the vehicle. My financial advisor is relatively high but provides other services. My self-managed stuff is lower. And a couple of things that pay out as annuities that can’t really compare.