Life insurance/assurance doesn't make much sense for an entire workforce - the insurance company has to make money somewhere. The total you would pay in premium

Life insurance/assurance doesn't make much sense for an entire workforce - the insurance company has to make money somewhere. The total you would pay in premiums to cover everybody would almost certainly exceed what you'd end up paying out of your own pocket instead. I don't want to come off as morbid, but I assume it must be reasonably straight-forward for Google to estimate/budget how much this benefit will cost long-term. After all, death rates amongst populations are generally well known.