> poor country like Brazil You can say several bad things about Brazil, but it being poor is not one of them. > The reason? A friend that worked in banks in

> poor country like Brazil You can say several bad things about Brazil, but it being poor is not one of them. > The reason? A friend that worked in banks in Brazil and Canada thinks that it may be because Brazilian banks went digital later, so it was easier to implement more modern features. This is, banks that went digital earlier stuck with older technologies because them just worked. In the opposite way: Japan. It was a futuristic country in the past but now they still use fax and recently abandoned floppy disks