> In the US this can only be true for foreign citizens. Broad classes of assets and liquidity are well protected for US citizens unless you end up in the unusua

> In the US this can only be true for foreign citizens. Broad classes of assets and liquidity are well protected for US citizens unless you end up in the unusual situation where they sue the money itself. If you have cash in your hand nothing can stop you from spending it. Why would this be any different if it was the government running payment services rather than private entities? You haven’t explained why having those middlemen protects you from the same authority that makes up and enforces the rules anyway.