I remember most banks having it when it first came out, I used it a couple of times to pay friends but few people knew about it. It was pretty simple and worke

I remember most banks having it when it first came out, I used it a couple of times to pay friends but few people knew about it. It was pretty simple and worked well, especially compared to having to give bank account details. That being said, I am in Australia now which has a similar system and I'd say 95% of my friends just give me the bank details instead of saying 'just use PayId with my phone number'.