The United Nations has a flag and anthem too. The umbrella interoperability initiative that includes Bizum is Swiss (neither EU nor Eurozone). Maybe you have

The United Nations has a flag and anthem too. The umbrella interoperability initiative that includes Bizum is Swiss (neither EU nor Eurozone). Maybe you have a radical viewpoint, or maybe you're just unfamiliar with the subject matter, but individual EU countries are very much separate entities, notwithstanding many helpful treaties. There are lots of transnational entities like the EU and monetary unions like the Eurozone. There's nothing so special about this arrangement that means it couldn't happen elsewhere. https://empsa.org/news/leading-european-mobile-payment-solutions-bancomat-bizum-and-mb-way-pioneer-interoperability-launching-first-instant-transactions/ https://empsa.org/news/leading-european-mobile-payment-solut...