Debit cards link directly to your bank account and have very few consumer protections. Good luck getting your money back from a bad merchant. Especially if it'

Debit cards link directly to your bank account and have very few consumer protections. Good luck getting your money back from a bad merchant. Especially if it's A LOT of money. https://www.nerdwallet.com/article/credit-cards/credit-card-vs-debit-card-safer-online-purchases https://www.nerdwallet.com/article/credit-cards/credit-card-... To simplify: - A Debit Card - It's your money on the line, and the bank has little interest in spending their money protecting it. - A Credit Card - It's the bank's money on the line, and the bank has a lot of interest in spending their money protecting it.