Bank of America has been doing this for over 3 years. It's called SiteKey. But iirc certain banks in India have a alphabet board behind the card with letter-nu

Bank of America has been doing this for over 3 years. It's called SiteKey. But iirc certain banks in India have a alphabet board behind the card with letter-number pairs, right? Something like A-14 B-65 and so on. Then they just ask you to enter random 3 boxes.