I guess I've been lucky in that my employers have tended to have pretty decent 401(k) administrators. My current employer's 401(k) is through Vanguard, which as

I guess I've been lucky in that my employers have tended to have pretty decent 401(k) administrators. My current employer's 401(k) is through Vanguard, which as we all know offers index funds with absolutely trivial (0.01%) fees.