The banks I use do offer this. I call it "electronic on at least one side" because it appears like an electronic payment for me, even if it's old-school on the

The banks I use do offer this. I call it "electronic on at least one side" because it appears like an electronic payment for me, even if it's old-school on the other end. It works fine for the "paying utility" case (or "mailing combined rent check"), but it feels kind of silly when it's for transferring money to my roommate who lives 20 feet away.