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First, the credit card company I use for dining will notify me via email if they think there has been an exorbitant tip outside of 45% or so. Second, this woul

First, the credit card company I use for dining will notify me via email if they think there has been an exorbitant tip outside of 45% or so. Second, this would involve me taking a photograph of the receipt at the table, which doesn't seem like a lot as a solo diner, but let's just say that it's a weird gesture at the end of a romantic dinner or a gathering of friends, which are the situations where I'm going out to eat. It's especially weird so long as it's clear via either my credit card issuer's notifications or via a scan of my charges at the end of the month that something is up. At the end of the day, I would expect to lose time and recoup zero dollars via this app.

brownieai 2y ago
Credit card alerts help, but this verifies your signed receipt against the final charge automatically. It catches subtle errors that alerts might miss—and can double as a digital expense tracker for budgeting, tax, or work expenses. Maybe that is a better product strategy?
- iwanttocomment 2y ago
  I've been around for many rotations around our sun, have greatly enjoyed dining out with credit cards for several decades, and I review my receipts and bills each month. I have never, ever - and we're talking thousands of transactions at this point - caught a restaurant billing me incorrectly after the tip is applied. Not to mention, across Toast and InKind and several other modern POS vendors these days, I'm increasingly not signing a paper receipt, instead tapping my card and inputting a tip at a terminal the server has brought to the table or just using my phone. (The receipt gets emailed). Maybe you're not in the US? (Although my experiences abroad has been that other countries were actually ahead of the curve in terms of tableside electronic POS, and/or that tipping was not a thing.) Is this a problem you personally have been facing? If you're looking at tracking work expenses, all of a sudden you're up against Expensify, who have receipt scanning apps not at all unlike what you've proposed... and integrations with a whole lot of corporate billing packages. To answer your question, as a reasonably frequent diner both personally and in business, nobody's done this because personally it's a very uncommon problem that already has some safeguards in place for many, and in most cases could be rectified by a chargeback, or in business, solutions are widely available.
JohnFen 2y ago
> the credit card company I use for dining will notify me via email if they think there has been an exorbitant tip outside of 45% or so I once left a 100% tip and my CC company straight-up blocked the transaction. I get it, and that's certainly the safest response, but it was very embarrassing. Now that I think of it, that was when I started tipping in cash.

brownieai 2y ago

Credit card alerts help, but this verifies your signed receipt against the final charge automatically. It catches subtle errors that alerts might miss—and can double as a digital expense tracker for budgeting, tax, or work expenses. Maybe that is a better product strategy?

iwanttocomment 2y ago
I've been around for many rotations around our sun, have greatly enjoyed dining out with credit cards for several decades, and I review my receipts and bills each month. I have never, ever - and we're talking thousands of transactions at this point - caught a restaurant billing me incorrectly after the tip is applied. Not to mention, across Toast and InKind and several other modern POS vendors these days, I'm increasingly not signing a paper receipt, instead tapping my card and inputting a tip at a terminal the server has brought to the table or just using my phone. (The receipt gets emailed). Maybe you're not in the US? (Although my experiences abroad has been that other countries were actually ahead of the curve in terms of tableside electronic POS, and/or that tipping was not a thing.) Is this a problem you personally have been facing? If you're looking at tracking work expenses, all of a sudden you're up against Expensify, who have receipt scanning apps not at all unlike what you've proposed... and integrations with a whole lot of corporate billing packages. To answer your question, as a reasonably frequent diner both personally and in business, nobody's done this because personally it's a very uncommon problem that already has some safeguards in place for many, and in most cases could be rectified by a chargeback, or in business, solutions are widely available.

JohnFen 2y ago

> the credit card company I use for dining will notify me via email if they think there has been an exorbitant tip outside of 45% or so I once left a 100% tip and my CC company straight-up blocked the transaction. I get it, and that's certainly the safest response, but it was very embarrassing. Now that I think of it, that was when I started tipping in cash.