>Debt is a powerful tool when used by educated people for legit reasons, Debt is a dangerous tool when used carefully and intelligently. When used carelessly o

>Debt is a powerful tool when used by educated people for legit reasons, Debt is a dangerous tool when used carefully and intelligently. When used carelessly or unintelligently it is a ruinous monster. We live in a world that allegedly is more educated than ever, but I don't think education is sufficient to avoid this pitfall.