It's much less widely used than it once was, especially among younger folk. The only checks I write are to settle up personal debts between trusted folks, and

It's much less widely used than it once was, especially among younger folk. The only checks I write are to settle up personal debts between trusted folks, and that happens maybe once every 6 months and only if they don't have Paypal. Everything else is done via direct bank transfer or electronic bill payment.