Insurance company sees you have a marker for some chronic illness or cancer or whatever and suddenly you can't get life insurance anywhere or have a massive pre

Insurance company sees you have a marker for some chronic illness or cancer or whatever and suddenly you can't get life insurance anywhere or have a massive premium. They could even deduce this if only your parents' DNA is available. Current statute in the US only restricts using this data for health insurance as far as I know; and even if it's straight illegal, the playbook now is just break the rule of law and do whatever you want. I admire your altruism, but our society will not reward you for it.