That's the problem though, you're dependent on your company in order to not go bankrupt after your injury. If you get fired, you're screwed, if I get fired here

That's the problem though, you're dependent on your company in order to not go bankrupt after your injury. If you get fired, you're screwed, if I get fired here in EU, it's not that big of a deal (plus it's harder to fire me in the first place)