I love this, yes the crime of getting a loan with stolen or fake credentials used to be called "bank fraud" and it was the bank's problem. Now it's called "ide

I love this, yes the crime of getting a loan with stolen or fake credentials used to be called "bank fraud" and it was the bank's problem. Now it's called "identity theft" and they've convinced many of us it's our problem. So much that people pay the banks to buy "identity theft protection"!