Exactly, but as you say the reason is that there's an easier and less risky (although it depends on the quality of the ID) way to get/steal money. But that doe

Exactly, but as you say the reason is that there's an easier and less risky (although it depends on the quality of the ID) way to get/steal money. But that doesn't prove that requiring a physical ID is a safer method, just that there is a better workaround.