I agree, I bet there are a ton of Apple users for whom going to an Apple store could be a real pain. However, they could make it an optional account security f

I agree, I bet there are a ton of Apple users for whom going to an Apple store could be a real pain. However, they could make it an optional account security feature. (Then they just have to handle "you got hacked? Well, that's your fault for turning down our free enhanced security feature!")