It only took 6 years for SP500 to return to its peak. If they were planning for a retirement longer than 6 years, they would have gotten a ton more back. All

It only took 6 years for SP500 to return to its peak. If they were planning for a retirement longer than 6 years, they would have gotten a ton more back. All you have to do is hold bonds or treasuries for the next few years worth of expenses, and then let the federal government take a few years to pump up the markets again. If that doesn’t happen, then you have bigger things to worry about than your 401k balance.