3 ms·Walmart replaces Affirm as Klarna's 'buy now, pay later' service provider4 points by petethomas 2y agonikolay 2y agoFrom the title, I can't be sure if Affirm replaced Klarna or Klarna replaced Affirm.dtagames 2y agoAgreed. Confusing. Wal-Mart will now offer BNPL services through Klarna in stores and online, replacing Affirm as the previous provider.