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This article provides no causation between 'Tesla hate' and insurance costs. The only factual claim is that Tesla insurance premiums rose 30% in 2024, and cost

This article provides no causation between 'Tesla hate' and insurance costs. The only factual claim is that Tesla insurance premiums rose 30% in 2024, and cost to insure is 25% higher than a Mercedes A-class. But a quick internet search shows that 2022 MSRPs for those cars were $47k and $34k respectively, a 32% difference.

SV_BubbleTime 2y ago
[flagged]
jeffwask 2y ago
This has more to do with Tesla's being totaled in fender benders than the events of the last two months because the cost associated with replacing and fixing the cameras, electronics, and sensors. I've had two friends who had rear end accidents with their Teslas. One took over a year for his car to be returned in full working order after being rear ended at a stop sign. The other backed into a pole in a parking lot and they totaled out the car. All this cool stuff made these vehicles unrepairable from what are minor issues with less advanced vehicles.
- 1shooner 2y ago
  >The other backed into a pole in a parking lot and they totaled out the car. That's ludicrous.
  - genericone 2y ago
    I struck a column in a multilevel garage while reversing out of a parking spot, my mistake completely, resulting in damage to the driver door, door hinge, mirror, and front quarter panel. Progressive considered the car totaled due to the cost/availability/labor to fix it. Unsure what the cost would be for a toyota or honda, but I was perplexed at the total loss of my still drivable car.
    - jeffwask 2y ago
      This is effectively the same sort of accident my friend had.
  - metalliqaz 2y ago
    It's not entirely because of all the gadgets in there. They have a massive supply chain restriction which means that some repair centers can't even be sure that they will ever get the parts they need for some repairs.
CobrastanJorji 2y ago
Absolutely correct. But also there could be other reasons. The Mercedes cars offer SAE Level 3 certification ("you are officially not driving the car or watching the road, but we may demand you take over"), versus the much more dangerous Tesla Level 2 ("you are still responsible for driving and must constantly supervise but also the car will be doing it all for you, please don't stop paying attention at any point"). There have been, what, more than 50 self-driving fatalities in Teslas already? Of course the insurance premium would be higher.
- michpoch 2y ago
  > The Mercedes cars offer SAE Level 3 certification In an S-class. The comment above compares it to a MB A-class. Tesla produces no car in the MB S-class category.
  - CobrastanJorji 2y ago
    Good catch.
- RetpolineDrama 2y ago
  Nothing MB has is anywhere close to FXD 13.2.x So if the SAE standards don't reflect that, they are poor standards
slashdev 2y ago
It fits the narrative, who needs logic? Clearly the two are not connected - it just hasn't been enough time for insurance rates to be adjusted based on recent happenings. The industry does not react that fast.
_bin_ 2y ago
this is probably because teslas are 1. poorly built, and 2. not very repairable. they're crappily constructed cars, honestly, probably none more than the cybertruck. like whistlindiesel found a washer resting on a piece of duct tape. insane. fisher price ass cars. just as importantly, get into a crash and they're very tough to fix, before considering the low availability of parts and common service wait times.

SV_BubbleTime 2y ago

[flagged]

jeffwask 2y ago

This has more to do with Tesla's being totaled in fender benders than the events of the last two months because the cost associated with replacing and fixing the cameras, electronics, and sensors. I've had two friends who had rear end accidents with their Teslas. One took over a year for his car to be returned in full working order after being rear ended at a stop sign. The other backed into a pole in a parking lot and they totaled out the car. All this cool stuff made these vehicles unrepairable from what are minor issues with less advanced vehicles.

1shooner 2y ago
>The other backed into a pole in a parking lot and they totaled out the car. That's ludicrous.
- genericone 2y ago
  I struck a column in a multilevel garage while reversing out of a parking spot, my mistake completely, resulting in damage to the driver door, door hinge, mirror, and front quarter panel. Progressive considered the car totaled due to the cost/availability/labor to fix it. Unsure what the cost would be for a toyota or honda, but I was perplexed at the total loss of my still drivable car.
  - jeffwask 2y ago
    This is effectively the same sort of accident my friend had.
- metalliqaz 2y ago
  It's not entirely because of all the gadgets in there. They have a massive supply chain restriction which means that some repair centers can't even be sure that they will ever get the parts they need for some repairs.

CobrastanJorji 2y ago

Absolutely correct. But also there could be other reasons. The Mercedes cars offer SAE Level 3 certification ("you are officially not driving the car or watching the road, but we may demand you take over"), versus the much more dangerous Tesla Level 2 ("you are still responsible for driving and must constantly supervise but also the car will be doing it all for you, please don't stop paying attention at any point"). There have been, what, more than 50 self-driving fatalities in Teslas already? Of course the insurance premium would be higher.

michpoch 2y ago
> The Mercedes cars offer SAE Level 3 certification In an S-class. The comment above compares it to a MB A-class. Tesla produces no car in the MB S-class category.
- CobrastanJorji 2y ago
  Good catch.
RetpolineDrama 2y ago
Nothing MB has is anywhere close to FXD 13.2.x So if the SAE standards don't reflect that, they are poor standards

slashdev 2y ago

It fits the narrative, who needs logic? Clearly the two are not connected - it just hasn't been enough time for insurance rates to be adjusted based on recent happenings. The industry does not react that fast.

_bin_ 2y ago

this is probably because teslas are 1. poorly built, and 2. not very repairable. they're crappily constructed cars, honestly, probably none more than the cybertruck. like whistlindiesel found a washer resting on a piece of duct tape. insane. fisher price ass cars. just as importantly, get into a crash and they're very tough to fix, before considering the low availability of parts and common service wait times.