4 ms·

> both ways > I save and live below my means > I live a lavish lifestyle This is a clear false dichotomy. You’re saying this as if everyone is able to find w

> both ways > I save and live below my means > I live a lavish lifestyle This is a clear false dichotomy. You’re saying this as if everyone is able to find work that can actually pay the bills and provide a savings. I’ll suggest a third “way”: 25 yo with medical problems working a full-time job, living with their 30 yo partner who is working a full-time job. 25 yo has medical issues with weak insurance coverage and their partner helps with expenses; they struggle to make rent every month (two thirds of the rent for their apartment because they live with a third person). I’ll leave it as an exercise for the reader to determine which side of the proposed false dichotomy these people land on.

hellojesus 2y ago
These people land on neither side of what I proposed, except that their taxes are subsidizing Person B, causing them to have less money leftover for things like rent. A 25 year old with medical problems that is able to work full time is good news; the fiscal penalty of the reality is likely just their yearly deductible and time lost to medical appointments. Thankfully they can work! Losing 2/3 of their income to 1/3 of a rent share makes it seem like they should move, however. Our that they should try to find a better paying job. Is ypur point that this person is in such a destitute situation that they cannot possibly save for retirement given 40+ years of career ahead of them? Does this person have no family upon which they can lean? Do they not belong to any community that can help? Do we expect someone with their medical condition to even make it to their golden years? This situation seems unlikely for the majority of folk. And I always recommend LTD insurance to everyone, regardless of whether it would apply here.

4 ms·

> both ways > I save and live below my means > I live a lavish lifestyle This is a clear false dichotomy. You’re saying this as if everyone is able to find w

by lcnPylGDnU4H9OF 2y ago

hellojesus 2y ago
These people land on neither side of what I proposed, except that their taxes are subsidizing Person B, causing them to have less money leftover for things like rent. A 25 year old with medical problems that is able to work full time is good news; the fiscal penalty of the reality is likely just their yearly deductible and time lost to medical appointments. Thankfully they can work! Losing 2/3 of their income to 1/3 of a rent share makes it seem like they should move, however. Our that they should try to find a better paying job. Is ypur point that this person is in such a destitute situation that they cannot possibly save for retirement given 40+ years of career ahead of them? Does this person have no family upon which they can lean? Do they not belong to any community that can help? Do we expect someone with their medical condition to even make it to their golden years? This situation seems unlikely for the majority of folk. And I always recommend LTD insurance to everyone, regardless of whether it would apply here.