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> In recent years the central bank has been working on its own digital currency, the “e-krona”, as cash declines. Digital currency from a bank sounds like the
by lifestyleguru 2y ago
> In recent years the central bank has been working on its own digital currency, the “e-krona”, as cash declines.
Digital currency from a bank sounds like the worst from both - bank world and crypto world. Are people really so obsessed with having everything in their smartphones? I never had an urge to "pay with a smartphone".
- morcus 2y ago> Are people really so obsessed with having everything in their smartphones? I never had an urge to "pay with a smartphone". I see these types of comments around HN a lot - what's your point? Anything useful to you personally has value and that everything else must be stupid? One time I misplaced my wallet before a flight (it fell off my desk into a position that camouflaged perfectly with its surroundings. Even after I got home from the trip it took me a day before I spotted it). Thanks to the ability to pay with a smartphone I was still able to go on my trip with no problem. I don't do it often, but I was grateful that I had the ability to in that situation.
- lifestyleguru 2y agoMy argument goes deeper actually. Every form of smartphone and smartwatch payment or wallet usually boils down to some form Visa/Mastercard card incorporated in it. I simply don't feel like feeding this duopoly with my personal habits. It has some use cases at times, I don't deny.
- timcobb 2y agoIt's a good backup in case you forget your wallet.
- throwuxiytayq 2y agoWhy are people so obsessed with carrying their wallets around everywhere? I haven't had an urge to take one with me for about a decade.
- lifestyleguru 2y agoDon't need a wallet to carry plastic card or a banknote.