I'm US resident. I'm the Project Manager at a small web development/design agency with 7 healthy males under 45. My premiums are $748/month to insure my family

I'm US resident. I'm the Project Manager at a small web development/design agency with 7 healthy males under 45. My premiums are $748/month to insure my family (I'm married with 1 child). It is a "health savings account" plan with no copay. The deductible is $5,000k out of my pocket, then it covers everything. I can put pre-taxed money into a health savings account to use on expenses up to my deductible. I put $200/month into it. So... I pay $948/month for health insurance for my family. I can buy a middle class home (I'm in Kansas City) for that kind of monthly investment. I've investigated other options multiple times and this really is as good as it gets for us without switching to a big corp job.