You're starting a company but first you have to spend a day or two along with a bunch of money finding a group health insurance plan (whatever that even means).

You're starting a company but first you have to spend a day or two along with a bunch of money finding a group health insurance plan (whatever that even means). I wish it were that easy. You also have to figure out if there even any doctors nearby that will accept your insurance. We currently have to drive around 30mins-1hour to take my newborn to the doctor, and of course only during work hours. You also have to deal with the fact that insurance companies mess up, a lot it seems. We've had to deal several times with our insurance mistakenly denying coverage and have to fight tooth and nail just to get them to pay it. It's incredibly alarming to come to a $9000 bill in your mailbox because someone accidentally put the wrong ID number while typing.