4 ms·
Health insurance for healthy people without kids shouldn't be a deterrent to freelance. Self employed health insurance is generally relatively affordable and ea
by rwhitman 14y ago
Health insurance for healthy people without kids shouldn't be a deterrent to freelance. Self employed health insurance is generally relatively affordable and easy to get, provided you are in good health and don't have any dependents.
If you have kids or health problems it might give pause but there are options - you need to attempt to get on a group health plan of some sort. Here in NYC we have freelancer's union but a little known trick I learned recently is that in most cities you can actually use the health insurance plan associated with your local chamber of commerce, which they offer as an enticement to joining.
- rwmj 14y agoThis is such a silly thing to have to worry about. You're starting a company but first you have to spend a day or two along with a bunch of money finding a group health insurance plan (whatever that even means). When I started a company in the UK, I didn't have to consider this.
- TheHegemon 14y agoYou're starting a company but first you have to spend a day or two along with a bunch of money finding a group health insurance plan (whatever that even means). I wish it were that easy. You also have to figure out if there even any doctors nearby that will accept your insurance. We currently have to drive around 30mins-1hour to take my newborn to the doctor, and of course only during work hours. You also have to deal with the fact that insurance companies mess up, a lot it seems. We've had to deal several times with our insurance mistakenly denying coverage and have to fight tooth and nail just to get them to pay it. It's incredibly alarming to come to a $9000 bill in your mailbox because someone accidentally put the wrong ID number while typing.