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At scale, the corner cases don't really matter. In aggregate, if it's decently well correlated and readily available, it's probably going to be used. I can't f
by DavidPeiffer 2y ago
At scale, the corner cases don't really matter. In aggregate, if it's decently well correlated and readily available, it's probably going to be used.
I can't find it now, but I believe LexisNexis or another large similar reporting/data agency had a product catalog of dozens of products that spit out values for ability to pay, disposable income monthly, annual income, etc.
It makes you feel awful thinking about the direction things are headed. Corporations approaching omniscient regarding all facts of our lives that are reasonably of value to them.
- refurb 2y agoBut I’d argue they aren’t corner cases. Most people I know with bad credit aren’t desperate for money. At least not educated, highly paid ones like nurses. Most just ignore their financial problems in the hope they go away. Not to mention nurse demand outstrips supply, so they have options and can certainly turn down bad offers.
- codedokode 2y ago> Corporations approaching omniscient regarding all facts of our lives People happily give away lot of info voluntarily, for example by paying with a card instead of cash.