The fees come from the bank and are the same on stripe so, that part is just how the game works. I see the 'not fighting disputes' from both sides; as a vendor

The fees come from the bank and are the same on stripe so, that part is just how the game works. I see the 'not fighting disputes' from both sides; as a vendor it sucks, but for paddle fighting them is a loose loose game, it would cost them say 50-200$ in time to handle each one and they get some of the liability for it too, also imagine paddle gets really good at fighting chargebacks - where do you think the fraudsters will go to process payments?