Incidentally, credit card marketing focused on international usage in my childhood (Europe in the 80s and 90s). There was little need for a credit card in your

Incidentally, credit card marketing focused on international usage in my childhood (Europe in the 80s and 90s). There was little need for a credit card in your daily life, as cash and debit cards were cheaper and/or more convenient. But when you traveled internationally, you either had to carry large amounts of cash or some weird stuff such as travelers cheques, which were all inconvenient to convert to the local currency. But if you had a credit card, you could simply withdraw cash with a very competitive exchange rate.