True! The time aspect is huge. I try to load up Udemy courses and podcasts and try to turn it into forced learning time. w/r/t Annual Costs, note that there a

True! The time aspect is huge. I try to load up Udemy courses and podcasts and try to turn it into forced learning time. w/r/t Annual Costs, note that there are slight monthly discounts available. The discounts break-even at 4days a week, so the discounts dont even work unless you are 5 days RTO. There is no winning!