Bitcoin could have achieved that goal if it had been allowed to scale. Monero uses a dynamic block size so will be able to achieve the transaction throughput if

Bitcoin could have achieved that goal if it had been allowed to scale. Monero uses a dynamic block size so will be able to achieve the transaction throughput if usage reaches that level. Transaction fees on Monero however are limited to a few tiers in order to make it more difficult to deanonymize transactions by fee size, so without a fork in the future (which is a normal occurrence on Monero) the fees will remain higher than Visa.