Removing that money from contention over things like housing would be great. As it is, you either save for retirement and send you kids to worse schools than yo

Removing that money from contention over things like housing would be great. As it is, you either save for retirement and send you kids to worse schools than you could if you spent it instead, because other people are choosing to bid up housing rather than save for retirement, or you join them and don't have enough for retirement.