What part of "people with access to credit at low rates have an unfair market position" is so hard to understand? The Cantillon effect isn't about an actual mon

What part of "people with access to credit at low rates have an unfair market position" is so hard to understand? The Cantillon effect isn't about an actual money printer; it's about who gets to spend newly issued broad money (ie, bank-issued credit) first. Those who have more assets can extend more leverage, generally at lower rates, than anyone else, meaning that not only do they have more dollars, but that the dollars they spend are actually worth more than the ones the average person gets, because they're spent before they've had the chance to have any inflationary impact upon price. As long as you have anything less than full reserve banking (and even there, the interest could be an issue if left unchecked -- perhaps why Islam and Christianity both ban its practice), this corruption of sound money will skew the playing field.